Lynn, MA · Section 8 & source-of-income discrimination

Can a landlord refuse Section 8 in Lynn? No — here is the law

"No Section 8" is not a preference a Lynn landlord is allowed to have. G.L. c.151B §4(10) makes it unlawful to refuse credit, services, or rental housing to a person because they receive public assistance or a housing subsidy — and, in the clause that decides most real cases, because of any requirement of the subsidy program itself. The inspection, the voucher addendum, the payment paperwork: refusing the program is refusing the tenant. This page lays out both prongs, the carve-out that is NOT in this subsection, the 300-day clock, and what the voucher a landlord turns away is worth at the current federal rent standards.

What this page is: the law on refusing housing vouchers and other assistance in Lynn — who is covered, the real exemptions, the filing deadlines, and what the refused subsidy is worth — each rule linked to its official source. It is not legal advice — when it matters, read the linked source or use the free legal help on our tenant rights page.

2
prongs of c.151B §4(10) — refusing the tenant AND refusing the program's requirements (inspection, addendum, paperwork) are both discrimination
300 days
the filing window at the Massachusetts Commission Against Discrimination after the act (c.151B §5)
$50,000
the top MCAD civil penalty for a repeat discriminator — on top of the tenant's damages and attorney's fees

The statute: refusing 'because the individual is such a recipient'

Massachusetts wrote the rule as one long sentence, worth reading whole. C.151B §4(10) makes it unlawful "for any person furnishing credit, services or rental accommodations to discriminate against any individual who is a recipient of federal, state, or local public assistance, including medical assistance, or who is a tenant receiving federal, state, or local housing subsidies, including rental assistance or rental supplements, because the individual is such a recipient, or because of any requirement of such public assistance, rental assistance, or housing subsidy program" (verbatim from the current statute, read today). "No Section 8," "we don't take programs," an ad seeking "market tenants only" — that is the first prong. And "public assistance" reaches past vouchers: RAFT and other rental assistance are covered the same way. Source: G.L. c.151B §4 (official text)

The prong that decides real cases: the program's requirements are protected too

The closing clause — "or because of any requirement of such public assistance, rental assistance, or housing subsidy program" — does the heavy lifting. The standard outs ("I don't want the inspection," "I won't sign the voucher addendum," "the program pays slowly") are not defenses to a discrimination claim; refusing a tenancy because of the program's inspection, paperwork, or payment mechanics is precisely what the second prong forbids. In Lynn those requirements belong to LHAND, which runs the Housing Choice Voucher program, its inspections, and its payment standards locally from 10 Church Street. A landlord is free to find the process annoying — and not free to reject you over it. Source: G.L. c.151B §4 (official text) · LHAND — Section 8 program

The small-landlord carve-out is in a different subsection — §4(10)'s text has none

The exemption every owner-occupant has heard of — "provided, however, that this subsection shall not apply to the leasing of a single apartment or flat in a two family dwelling, the other occupancy unit of which is occupied by the owner as his residence" — sits in §4(7), one of the general housing prongs. The public-assistance prong is §4(10), and its text contains no owner-occupied exception: it reaches "any person furnishing credit, services or rental accommodations," full stop. In a city whose rental stock is heavily two- and three-family houses with the owner downstairs, which subsection a carve-out lives in is not a technicality — read both before assuming a small building is exempt. Source: G.L. c.151B §4 (official text)

What it costs: 300 days to file, civil penalties to $50,000, damages on top

Complaints go to the Massachusetts Commission Against Discrimination, and c.151B §5 is strict about the clock: a complaint "must be so filed within 300 days after the alleged act of discrimination" (verbatim, read today). The same section arms MCAD with civil penalties on top of the tenant's actual damages and attorney's fees: up to $10,000 for a first finding, up to $25,000 with one prior discriminatory practice in the preceding 5 years, up to $50,000 with two or more in 7. Those escalating tiers are aimed exactly at the landlord whose "no programs" policy repeats with every vacancy. Source: G.L. c.151B §5 (official text) · Massachusetts Commission Against Discrimination

'No kids' — with or without the lead-paint excuse — is its own violation

The neighboring subsection, §4(11), forbids refusing housing "because such person has a child or children who shall occupy the premises" — and Massachusetts separately makes "no kids, the place has lead paint" a double violation, because deleading is the owner's duty the moment a child under six resides, never the family's problem to avoid. Lynn is the textbook city for the collision: 78% of its renter-occupied homes predate the 1978 lead ban. The full machine — abatement duty, strict liability, treble damages — is on our lead-paint page. Source: G.L. c.151B §4 (official text)

What "no Section 8" turns away: the voucher-backed rent, in dollars

A voucher is not charity to the landlord — it is program-backed gross rent, sized by HUD's FY2026 fair market rents for the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. A 2-bedroom voucher tenancy here is built on $2,941 a month of gross rent — up to $35,292 across a 12-month lease, a large share of it paid directly by the housing authority, month after month. That is the check a "no programs" policy refuses.

Unit sizeFY2026 FMR (monthly gross)Across a 12-month lease
Studio / efficiency$2,359$28,308
1 bedroom$2,476$29,712
2 bedrooms$2,941$35,292
3 bedrooms$3,526$42,312
4 bedrooms$3,894$46,728

Honest caveat: FMRs are gross-rent standards (rent plus utilities), not payment promises — the local housing authority sets the actual payment standard from them, and the tenant pays an income-based share. Lynn's current all-size market average is $2,300/month as of June 2026 (methodology). Full figures and how to apply: the Section 8 & fair market rent page.

What a landlord can still do — and what wins cases

The law forbids the reason, not the tenancy decision itself: a landlord may still screen every applicant on genuinely voucher-neutral criteria — references, rental history — applied the same way to everyone. What it cannot survive is the reason being the program, and under §4(10) that includes the program's own mechanics: the inspection, the addendum, the payment standard. Documentation decides these cases: save the listing, screenshot the "no Section 8" text or ad before it is edited, keep every message, and note dates and names — the pattern of a unit that was "just rented" for you and re-listed the next day is evidence MCAD has seen many times.

If the voucher fight is part of a bigger one

Voucher discrimination rarely travels alone: the wider protections — retaliation, habitability, the discrimination complaint lanes — are on the tenant rights page; the voucher amounts, income limits, and how to apply are on the Section 8 & fair market rent page; if the underlying problem is this month's rent, the rental assistance page has the local programs; "no kids because of lead paint" is its own double violation — the lead paint page has that machine; and each ZIP's current average (01905, 01902, 01904, 01901) says what the market around the fight looks like.